Insurance

11 posts

One year on Tyler's plan. What we actually used, what it cost us, and the small changes we're making this time around.

We asked for quotes on two houses we were looking at. What changed the price, why older roofs matter and the surprise about the wiring.

Small add-ons on the car policy, a few dollars each. Which ones made sense for two paid-off vehicles and which ones didn't.

A spring night in the bathroom with a hound and a weather radio. What we checked in our policies afterward and what's in the bag.

No kids yet, a house on the way and a husband who works around heavy machinery. How we picked an amount and a term length.

$Raising our car insurance deductible: the math we did$

Going from a $500 to a $1,000 collision deductible saves us about $16 a month. Why that only makes sense with money set aside.

Nine hours without power and $140 of thawed freezer food. Why we didn't file a claim, and what I learned reading our policy that week.

My plan at work or his family plan? Premiums, deductibles and the one doctor I didn't want to lose. How we decided for 2026.

Missouri's minimum is 25/50/25. What those numbers mean, why we carry more and what the higher limits cost us per month.

I always thought renters insurance was for people with nicer stuff than ours. What our policy covers, the limits we chose and why.